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Better Retirement Living for a vibrant, secure lifestyle

Better Retirement Living

Choices to suit your individual needs

Better for life in retirement

At Southern Cross Care, we understand your retirement needs are as individual as you. That is why we offer a wide range of better Retirement Living communities, at locations and affordable prices to suit you. Our retirement communities are located across South Australia, the Northern Territory and Victoria, where you can live Better for life.

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Understanding Retirement Living


Retirement Living is all about the lifestyle. It’s about living in a community where you can spend your time doing more of the activities you love, around people like you, in a location that suits you, with the peace of mind and security that will make you content. A retirement village gives you all of these aspects of lifestyle at home so that you can make the most of your retirement.

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Why choose us?

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    As a charitable not-for-profit, all funds are invested back into our communities, not distributed to shareholders.

  • Larger 50yr icon

    More than 50 years of experience operating vibrant and welcoming Retirement Living communities.

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    We offer a wide variety of property, location and price options to suit you and your lifestyle.

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Our Community


We understand that your ideal retirement home is not just about the building, it’s about the location, the services on offer and the social side of life that you now have more time to enjoy. That’s why the vibrant communities in our retirement villages are such an important part of what makes them special. Your welcoming neighbours will help you to feel connected and safe in your new home, and there will be plenty of events and activities to join in with if you choose.

Accommodation types


To give you the choice you are looking for we have a range of accommodation types on offer. These include Units, villas , apartments and serviced apartments. Each accommodation type has its own benefits and attractions, but all are homes ideally suited to a better retirement lifestyle. Some of our retirement villages also have co-located Residential Care homes, to help you transition into 24/7 care if you need it in the future.

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Properties for sale

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Speak to us today to get started

Each site is designed for retirees or those over 55 years that are able to live independently. At least one person in the home must be retired from paid work. Living in any one of Southern Cross Care’s communities enables residents to enjoy all the normal aspects of living in your own home but without the burdens of home and garden maintenance that are required in your standard residential property. Southern Cross Care is committed to providing all residents with a secure, peaceful, friendly, private environment as a restful setting for its residents.


Residents pay an ongoing contribution to Southern Cross Care. This ongoing contribution is paid as a refundable deposit fee of between $500 and $5,000 when an application for a home is made and accepted. The balance of the ingoing contribution is paid on the date specified for settlement. The amount of the ingoing contribution varies depending on the home size, the number of bedrooms, floor plan style, location, aspect, flooring type, etc.

Nil. This is a considerable saving compared with a typical residential property purchase or a community title. Southern Cross Care is the owner and whilst residents have full occupation rights in respect of their home, there is no transfer of title at the Lands Titles Office and as a result, there is no stamp duty payable.


All residents living at a Southern Cross Care site will occupy their homes under a Leasehold arrangement, which is often referred to as a Licence to Occupy. Whilst Southern Cross Care maintains the title ownership of the property, The Retirement Villages Act and the Residence Agreement protect the residents’ tenure. Your interest in the home is secured by a lifetime lease. The rights and obligations of residents are clearly set out in the lease, and cannot be changed without the residents’ consent. This means that although the residents do not have the title to their home, each resident will have the exclusive right to occupy their home for his or her lifetime if they wish, subject only to certain exceptions set out in the Retirement Villages Act. Continuity of management is ensured by this form of contract.

Yes, in most cases. This is quite common. Our recommendation is to seek an appraisal of your home from up to three real estate agents experienced in your local area, prior to progressing with your application. By doing this you will gain an understanding of the potential value of your home, the market conditions and expected timeframe required to prepare and sell your home. Plus, it will assist you in choosing an agent you feel comfortable with.

Yes, you may choose to withdraw from the arrangements within 10 business days after signing the Residence Agreement, provided written notice is given to Southern Cross Care. Southern Cross Care will refund any money paid by you in full.

The maintenance fee is designed to simplify household budgeting by incorporating many of the typical household costs into one regular charge. Additionally, it also funds the ongoing operation of the facilities

and services provided as detailed in your Agreement.

The fee is levied to meet the cost of:

  • Rates and taxes – e.g. council, water, emergency services levy
  • Insurance (excluding contents) of building, common areas, plant and equipment
  • Public lighting
  • Repairs, painting and maintenance of buildings and equipment
  • Use and maintenance of all common facilities
  • Administration costs – wages for manager, administration, gardening and maintenance staff.
  • Cleaning of common areas, rubbish removal
  • Replacement of hot water services.

The maintenance fee is charged per week and is payable every four (4) weeks.

Residents are responsible for internal cleaning, general housekeeping, personal phone bills, contents insurance, emergency call system (in most communities), and if required, pay-TV and internet services (cabling provided).

Yes, exit fees are payable at all Southern Cross Care Retirement Living communities. As we offer a range of financial models across our retirement living portfolio, details of these costs can be discussed with the relevant Sales Consultant particular to the community you are considering.

Yes, of course. There is nothing to prohibit family and friends from visiting you in the same manner that you are accustomed. Overnight guests are also welcome.  Prior written consent is required by Southern Cross Care if those guests stay with you for more than 10 days in any one-year period.

Domestic pets are welcome in the majority of our communities, as long as prior written consent has been provided by Southern Cross Care. The organisation reserves the right to withdraw such consent should such pets cause inconvenience and annoyance to others, and the consent automatically lapses upon the death of the nominated pet.